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Tamil Nadu government revises cooperative crop loan waiver up to ₹75,000; expands to all farmers Under the revised announcement, a total of 8,33,773 marginal farmers, 5,16,183 small farmers and 93,548 large farmers will receive waivers amounting to ₹3,599.67 crore, ₹1,995.42 crore and ₹337.15 crore, respectively.

92% of PACS Crop Loans Go to Small Farmers in Erode A large share of crop loans issued through Primary Agricultural Cooperative Societies (PACS) in Tamil Nadu’s Erode district is benefiting small and marginal farmers, Union Cooperation Minister Amit Shah informed the Rajya Sabha on Wednesday. According to data shared by the minister, more than 90 per cent of crop loans disbursed through PACS in Erode district during the last four years went to small and marginal farmers. In 2024-25 alone, loans worth Rs 1,308.63 crore were issued, of which Rs 1,190.70 crore, about 92 per cent, was extended to small and marginal farmers. Similarly, in the Gobichettipalayam and Bhavani areas, the share of crop loans to small and marginal farmers ranged between 94 per cent and 98 per cent during the same period. Shah said farmers’ applications for crop loans under the Kisan Credit Card scheme are generally processed within seven days after submission of required documents. Farmers are also informed about interest subvention benefits through financial literacy camps conducted by NABARD and through PACS. The Central Government provides an additional 3 per cent interest subvention to farmers for pro…

TN announces waiver for crop loans up to Rs 50K; farmers express ... CHENNAI/THANJAVUR : Chief Minister C Joseph Vijay on Monday announced a complete waiver of crop loans up to Rs 50,000 availed of by marginal farmers from cooperative banks. He also announced a 50% waiver for small farmers on loans up to Rs 50,000. In addition, large farmers who had availed of crop loans up to Rs 1 lakh would receive a waiver of Rs 5,000 each. A total of 14,22,555 farmers who obtained crop loans from cooperative banks between May 1 last year and February 28 this year would benefit from it. The decision would result in an additional expenditure of Rs 2,044.46 crore for the state. The announcement was made following a review meeting chaired by the CM at the secretariat. Agriculture and Farmers Welfare Minister R Vinoth, Cooperation Minister V Gandhiraj, Finance Minister N Marie Wilson and senior officials participated in the meeting. According to an official note, marginal farmers with loans between Rs 50,000 and Rs 60,000 would receive a waiver of Rs 40,000, while those with loans between Rs 60,000 and Rs 70,000 would get Rs 30,000 waived. Farmers with loans between Rs 70,000 and Rs 80,000 would…

TN Govt Revises Farm Loan Relief, Waives Cooperative Crop Loans Up to ... In a major relief measure for the farming community, Tamil Nadu Chief Minister C. Joseph Vijay on Tuesday unveiled a revised crop loan waiver scheme, offering a complete waiver for cooperative bank crop loans of up to ₹75,000 taken between May 1, 2025, and February 28, 2026, across all categories of farmers. The announcement was made following a review meeting chaired by the Chief Minister at the State Secretariat, attended by ministers from the Agriculture, Cooperation and Finance departments, along with senior government officials. According to an official statement, all marginal, small and large farmers who borrowed up to Rs 75,000 from cooperative banks during the specified period will receive a complete waiver of their outstanding crop loans. Farmers with crop loans exceeding Rs 75,000 will be eligible for a waiver of Rs 35,000 each. The revised scheme is expected to benefit 14.43 lakh farmers across Tamil Nadu and will impose a financial burden of Rs 5,932.23 crore on the state government. Officials said that crop loans worth Rs 3,058.06 crore availed by 6,22,313 farmers with borrowings up to Rs 75…

Tamil Nadu Government Announces Revised Scheme for Cooperative Crop … The Tamil Nadu government has announced a revised crop loan waiver scheme, increasing the waiver limit up to ₹75,000 for all farmers, as per the news reports. This revision is applicable to loans availed from cooperative banks between May 1, 2025, and February 28, 2026, benefiting 14.43 lakh farmers as per news report. The Tamil Nadu government has revised its crop loan waiver scheme, increasing the waiver limit to ₹75,000 for all farmers, regardless of their landholding size. Farmers who availed loans up to this amount from cooperative banks will receive a full waiver, while those with loans exceeding ₹75,000 will get a waiver of ₹35,000. As per news reports, the initial announcement of a ₹50,000 waiver for small and marginal farmers received mixed responses, prompting the government to reconsider the scheme. The revised policy aims to address the concerns of the farming community by extending benefits to all farmers. The revised crop loan waiver applies to loans availed between May 1, 2025, and February 28, 2026. This timeframe ensures that recent borrowers are included in the scheme. The revised waiver…

Tamil Nadu farmers want Maharashtra model crop loan waiver TIRUCHY:Citing the Maharashtra Government's crop loan waiver to the tune of Rs 36,000 crore, which would benefit up to Rs 2 lakh for small and marginal farmers, the farmers' associations in Tamil Nadu demanded that Chief Minister C Joseph Vijay revise the earlier crop loan waiver announcement as per the election manifesto of the party. PS Masilamani, general secretary, CPI-affiliated Tamilaga Vivasayigal Sangam, said the Maharashtra government on Tuesday announced a crop loan waiver to the tune of Rs 36,585 crore, which would benefit around 56 lakh farmers who will get waiver benefits up to Rs 2 lakh. The Maharashtra government also announced an incentive of Rs 50,000 to the farmers who are not defaulters. "This is a major announcement, and the farmers would get actual benefits, but in Tamil Nadu, the crop loan waiver announcement was a disappointing one. No farmer can avail the benefits due to various conditions," Masilamani said. He also stated that the State Level Technical Committee (SLTC) of the Cooperative department has approved the scale finance of Rs 36,000 per acre, but the current loan waiver announcement wou…

Tamil Nadu expands crop loan waiver, raises full relief limit to Rs ... The Tamil Nadu government has significantly expanded its crop loan waiver programme, increasing the threshold for full loan relief from Rs 50,000 to Rs 75,000 for farmers who borrowed through cooperative banks. Chief Minister C. Joseph Vijay announced the revised scheme on Tuesday, responding to demands from farmers' organisations and political parties that had soughtbroader coverage for cultivators left out of the original package. The decision comes less than a month after the state unveiled a waiver scheme covering crop loans of up to Rs 50,000 for small and marginal farmers. The earlier announcement had triggered calls for the inclusion of farmers with larger outstanding borrowings. Following representations from stakeholders, the government conducted a detailed review of the scheme at a high-level meeting chaired by the Chief Minister. Senior ministers and officials from the Agriculture, Cooperation, Finance, Planning and Development departments participated in the discussions. Under the revised framework, crop loans obtained through cooperative banks between 1 May 2025, and 28 February 2026 will be f…

Telangana: CPI demands Congress government to waive pending crop ... Over 40 per cent of the farmers’ crop loans not waived, says CPI National Executive member Chada Venkat Reddy HYDERABAD:The Communist Party of India (CPI) State unit demanded the Congress government to complete the pending waiver of farmers’ crop loans up to Rs 2 lakh. As per terms and conditions imposed by the State government, each family was being considered as a unit for crop loan waiver eligibility. Accordingly, 40 per cent farmers’ crop loans were not waived, CPI National Executive member Chada Venkat Reddy said. With government considering family as a unit, the loans secured by the house owner, his wife, son and daughter-in-law were higher than the Rs 2 lakh ceiling limit. For instance, under Chigurumamidi mandal in Karimnagar, 9,588 farmers were eligible for crop loan waiver and of these only 5,864 farmers’ loans were waived. The balance 3,724 farmers were running around banks and agriculture offices to get their loans waived, he explained. The CPI leader met Agriculture Minister Thummala Nageswara Rao on Monday and submitted a representation over the pending crop loan waiver. He also said there was u…

T.N. government announces cooperative crop loan waiver up to ₹50,000 As the loan amount increases, the quantum of the amount waived will decrease; small and marginal farmers who borrowed more than ₹1 lakh will be provided a flat waiver of ₹5,000

Maharashtra Loan Waiver Scheme 2026 Expanded for 5 Lakh More Farmers Maharashtra expands loan waiver scheme, adding 5 lakh excluded farmers. Around 58 lakh farmers to benefit with crop loan waivers up to ₹2 lakh. ByRobin Kumar Attri Maharashtra expands loan waiver scheme to include 5 lakh left-out farmers. ₹14,000 crore allocated to cover newly included beneficiaries. Around 58 lakh farmers expected to benefit across the state. Crop loans up to ₹2 lakh will be waived for eligible farmers. Regular loan repayers will receive ₹50,000 financial assistance. The Maharashtra government has expanded the scope of its farm loan waiver program and announced relief for around 5 lakh farmers who were left out of previous loan waiver schemes implemented between 2017 and 2019. The decision has been taken under the Punyashlok Ahilya Devi Holkar Shetkari Karjmukti Yojana 2026, aiming to ensure that eligible farmers who missed benefits earlier can now receive assistance. The move comes amid criticism from opposition parties and growing demands from farmer organizations. With this expansion, the state government says the scheme will now reach nearly 58 lakh farmers across Maharashtra. Accor…

Tamil Nadu CM announces full waiver of coop crop loans up to Rs 75,000 ANI Tamil Nadu Chief Minister C Joseph Vijay Tamil Nadu Chief Minister C Joseph Vijay on Tuesday announced a full waiver of crop loans of up to Rs 75,000 availed by farmers through cooperative banks from May 1, 2025, to February 28, 2026. The waiver would benefit 14.43 lakh farmers across the state and would entail the state government an additional expenditure of Rs 5,932 crore and would ensure a big relief to the ryots, the government said. Following a review meeting with ministers and senior officials at the Secretariat here, the chief minister said that farmers who had availed loans exceeding Rs 75,000 will receive a waiver of Rs 35,000, a release from the government said. The announcement follows a representation from the farmers in the wake of the state government announcing a waiver of loans of up to Rs 50,000 last month for small and marginal farmers who availed cooperative bank loans . The new announcement is a revision. According to the release, as per the Reserve Bank of India's Model Operating Procedures for Government Loan Waiver Schemes, the government should fully disburse the entire amount of cr…

Maharashtra Cabinet clears farm loan waiver; 56 lakh farmers to benefit The scheme will cover more than 65 lakh accounts, and loans worth ₹36,585 crore of nearly 56 lakh farmers are expected to be waived

Tamil Nadu revises crop loan waiver scheme, extends relief to 14.43 ... CHENNAI: Following demands from farmers’ associations and political parties, Chief Minister C Joseph Vijay on Tuesday announced a revisedcrop loan waiver schemeunder which all marginal, small and large farmers who availed crop loans of up to Rs 75,000 from cooperative banks will receive a full waiver. Farmers with loans above Rs 75,000 will be eligible for a waiver of Rs 35,000 each. The scheme will benefit 14,43,504 farmers who obtained crop loans from cooperative banks between May 1 last year and February 28 this year. Earlier, on May 25, the government had announced a waiver of loans up to Rs 50,000 for marginal farmers, a 50 per cent waiver on loans up to Rs 50,000 for small farmers, and a waiver of Rs 5,000 for large farmers with crop loans up to Rs. 1 lakh. The revised scheme was announced after a section of farmers protested, demanding a complete waiver of crop loans for holdings up to five acres and a 50 per cent waiver for farmers owning more than five acres, in line with the TVK election manifesto. The financial burden on the state exchequer will rise from Rs 2,044.46 crore to Rs 5,932.23 crore. …

Tamil Nadu crop loan waiver raised to ₹75,000, covers 14.43 lakh ... Share: Copied Listen to Article Audio Loading voice… 0.85× 1× 1.15× 1.3× 1.5× Synopsis Tamil Nadu has widened its crop loan waiver scheme twice in three weeks — first to ₹50,000, now to ₹75,000 — after sustained pressure from farmers and political parties. With 14.43 lakh farmers set to benefit and ₹5,932.23 crore committed, CM Vijay's revised package is one of the largest state-level agricultural debt relief moves of 2025. Key Takeaways Joseph Vijay raised the crop loan waiver ceiling from ₹50,000 to ₹75,000 on 16 June . The revised scheme covers cooperative bank loans taken between 1 May 2025 and 28 February 2026 . Farmers with loans above ₹75,000 will receive flat financial assistance of ₹35,000 each. An estimated 14.43 lakh farmers will benefit at an additional state expenditure of ₹5,932.23 crore . 8.33 lakh marginal farmers get relief worth ₹3,599.67 crore ; 5.16 lakh small farmers benefit to the tune of ₹1,995.42 crore . The scheme was revised following a high-level review meeting at the Secretariat chaired by the Chief Minister. Tamil Nadu Chief Minister C. Joseph Vijay on Tuesday, 16 June announced a sig…